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Changelog

What is new in Pludo Ledger.

A plain-language record of meaningful product improvements. Small fixes and behind-the-scenes maintenance may not appear here.

Updated September 6, 2026

01 / September 6, 2026

Your Plan, Your Credits, and Badges

  1. 01A Free Plan for Every Account: Every Ledger account now includes a monthly allowance of AI credits. The old daily chat limit is gone, so you can use Plu when you need it rather than rationing it across the day.
  2. 02Early Bird Founding Pass: Accounts created in the early period carry a founding pass with bonus credits. Those credits never expire, and they are only spent once the monthly allowance runs out.
  3. 03Badges: Ledger now recognises the habits that matter, such as recording your first transactions, keeping a short streak, staying inside a budget, and reviewing what already happened. Unearned badges show how close you are, and earned ones are named and celebrated.
  4. 04Membership Shows What You Can Spend: The Membership screen now leads with the credits actually available to you right now, instead of a plan label that said little.
  5. 05Clearer Transaction Names: Transactions now show the merchant rather than internal formatting, everywhere they appear.

02 / September 4, 2026

Steadier on Android, Calmer in Chat

  1. 01Recurring Bills Post Once: Fixed a case where a recurring bill or subscription could be recorded more than once in the same cycle.
  2. 02Chat Survives a Switch Away: Returning to Ledger keeps the conversation you had open and refreshes your records, instead of dropping you back to the start.
  3. 03Fewer Android Crashes: Fixed a graphics crash that could occur on some Android devices when celebration animations played.
  4. 04Quieter Background Backup: Automatic Google Drive backup no longer interrupts you with a Google sign-in popup while it runs in the background.
  5. 05Faster Reports: Reports open noticeably quicker after trimming what the screen has to load.
  6. 06Plain Words When Plu Is Paused: If the assistant is temporarily unavailable, Ledger now says so directly instead of appearing to fail.

03 / August 30, 2026

Ledger 2.0, Our First Production Release

  1. 01Out of Testing: Ledger is now a full production release on Google Play, rather than an open test.
  2. 02Backups Keep Themselves Current: The automatic Google Drive backup check now runs while you use the app, instead of only when you open Settings.
  3. 03No More Premature Sign-in Prompts: Plu now waits for your existing session to load before asking you to sign in.

04 / August 24, 2026

Safer Restores and Android Clipboard Support

  1. 01Your Data Is Never Overwritten: Ledger no longer shows the restore or start fresh screen, or replaces what is on the device, when real records are already there.
  2. 02Re-enabling Drive Backup Backs Up: Turning Google Drive backup on again now uploads your current data instead of restoring over it.
  3. 03Paste Receipts on Android: You can now paste a receipt image straight from the system clipboard.

05 / August 23, 2026

Google Drive Backup Comes to the Web

  1. 01No Longer Android-Only: Automatic Google Drive backup now works in the web app as well, the same way it already does on Android.
  2. 02Stays Current on Its Own: Ledger checks for changes as you use the app and backs up in the background, so there is no manual step to remember.
  3. 03Same Private Storage: Backups still go only to a private, app-only area of your own Google Drive, never to Pludo AI's servers, and remain opt-in and off by default.
  4. 04Restore on Any Device: Sign in with the same Google account, Android or web, and Ledger offers to restore your most recent backup.

06 / August 22, 2026

Themes, Custom Reminders, and Smarter Alerts

  1. 01Multi-Theme Support: Choose Light, Dark, or Emerald themes, with a dedicated OLED (true black) mode for AMOLED screens.
  2. 02Custom Month Start Day: Anchor your spending month to any date, so budgets and reports follow your own cycle, such as a salary date, instead of the calendar.
  3. 03Customizable Daily Reminders: Set one or more daily reminder times with the new 12-hour time picker. Reminders now persist reliably across app restarts.
  4. 04Dashboard Alert Banner: Budget and overdraft alerts now surface right on your dashboard, with progressive snooze when you need quiet.
  5. 05Redesigned Settings: Unified, cleaner layouts across all settings sections.
  6. 06Fixes and Polish: Daily check-in now shows income correctly on income-only days, and the AI chat panel feels smoother when the Android keyboard opens.

07 / August 21, 2026

Automatic Google Drive Backup (Android)

  1. 01Automatic Backup: Turn on Google Drive backup in Settings and Ledger keeps your records safely backed up in the background, once a day, to a private area of your own Google Drive. Opt-in, off by default, and never visible in your regular Drive files.
  2. 02Restore on a New Device: Sign in on a new Android device with the same Google account and Ledger offers to restore your data automatically.
  3. 03Choose Which Backup to Restore: Ledger keeps your last several backups instead of just one, and lets you pick which to restore, recommending the safest one if a recent backup looks empty or unusually small.
  4. 04Ledger Tour Remembered: Once you finish or skip the Ledger product tour, it will not show again on a new device or after reinstalling.

08 / August 20, 2026

Your Home Screen, and a Daily Check-in

  1. 01Home Screen Widget: Keep account balances visible on your Android home screen and open a quick add straight from it.
  2. 02Quick Settings Tile: Add an expense from the pull-down panel, alongside Wi-Fi and brightness.
  3. 03App Shortcuts: Long-press the app icon to add an expense, scan a receipt, or ask Plu.
  4. 04Share to Ledger: Share a receipt photo from your gallery or browser and let Plu prepare the details for review.
  5. 05Daily Check-in: A short summary of what you recorded, with a prompt to add anything missing. Choose the time in notification settings, or turn it off.
  6. 06Balance Check: Compare an account against what your bank app shows and see exactly what is unaccounted for. Nothing is recorded until you confirm.

09 / August 13, 2026

Fluid Gestures & Rich Receipt Experience

  1. 01Fluid Swipe Navigation: Added touch-responsive swipe and slide animations across your accounts and transactions, bringing a frictionless, native feel to your daily check-ins.
  2. 02Premium Receipt Widgets: View and manage your captured receipts instantly with a beautiful new widget integrated directly into your transaction timeline.
  3. 03Mobile-Optimised Layouts: Refined dashboard cards and activity feeds to maximize clarity and space, giving your finances room to breathe on any screen size.

10 / August 6, 2026

Global Currency Intelligence & Smart Threading

  1. 01Global Currency Intelligence: Plu now seamlessly understands and factors foreign currency transactions into your budgets, giving you accurate insights no matter where you travel.
  2. 02Smart Transaction Threading: Related transactions are now intelligently grouped into clean, threaded batches, making it effortless to review and organize your recent spending.
  3. 03Smarter, Faster Plu: We have overhauled Plu's underlying intelligence to answer your financial questions with greater speed, enhanced reliability, and richer visual widgets.

11 / August 3, 2026

Elevated Designs & Absolute Data Ownership

  1. 01Premium Design Aesthetics: We have elevated the visual experience of the budget status bar, currency picker, and insight charts for a more beautiful and clear financial overview.
  2. 02Absolute Data Ownership: We believe your data is yours. You can now securely export your entire financial history into a single native backup file, giving you complete control and peace of mind.

12 / August 2, 2026

One-Tap Google Sign-In & Instant App Lock

  1. 01One-Tap Google Sign-In: Sign in effortlessly with your Google account in a single tap - no passwords or email verification required.
  2. 02Biometric App Lock: Secure your financial data with your phone’s Fingerprint or Face Unlock every time you return.
  3. 03Faster Startup & Performance: Optimised app launch speed and background sync so your numbers are ready the moment you open the app.

13 / August 1, 2026

Smart Bill Reminders & Overdraft Warnings

  1. 01Overdraft Protection: Ledger now alerts you when upcoming payments might push an account balance into the negative, giving you time to transfer funds.
  2. 02Smart Bill Reminders: Receive timely notifications for upcoming subscriptions and recurring bills so you never miss a due date.
  3. 03Redesigned Notification Center: A cleaner, interactive notification tray lets you review alerts and act on them instantly.

14 / July 25, 2026

Automatic Merchant Logos & Duplicate Protection

  1. 01Automatic Merchant Logos: Ledger automatically matches your transactions with clean brand logos and categories so your activity feed stays clear at a glance.
  2. 02Duplicate Entry Protection: Intelligent warnings prevent you from accidentally logging the same expense twice.
  3. 03Smarter Financial Guidance: Plu can now give even clearer, more contextual answers to your budget and spending questions.

15 / July 21, 2026

Real-Time Currency Converter & Tactile Haptics

  1. 01Standalone Currency Converter: Convert between global currencies instantly with real-time exchange rates and offline fallback support.
  2. 02Native Haptic Feedback: Subtle vibration feedback makes logging transactions and navigating sheets feel tactile and responsive.
  3. 03Mobile Native App Build: Ledger expands from web to native Android with support for camera receipt capture and device haptics.

16 / July 20, 2026

Meet Plu: Your AI Financial Assistant & Goals Tracker

  1. 01Say Hello to Plu: Introducing Plu, your friendly AI companion embedded right inside Ledger. Plu helps you extract receipt details, analyze monthly trends, and answer money questions.
  2. 02Savings & Spending Goals: Set target savings goals with visual progress bars, motivation badges, and target dates.
  3. 03Unified Settings & Migration: A redesigned settings tab makes managing your currency, preferences, and profile effortless.

17 / June 28, 2026

Instant Receipt Sharing & Biometrics

  1. 01Share Receipts Directly: Share receipt photos directly into Ledger from your phone’s gallery or browser share menu for instant AI scanning.
  2. 02Enhanced Device Privacy: Built-in privacy options to shield your financial numbers when showing your device to others.

18 / June 25, 2026

Financial Calendar & Visual Reports

  1. 01Interactive Financial Calendar: View daily expense totals, upcoming bills, and scheduled events in a unified monthly calendar.
  2. 02Visual Reports & Insights: Track net savings, category breakdowns, and cash flow trends with interactive donut charts and bar graphs.

19 / June 23, 2026

Custom Account Cards & Category Designs

  1. 01Custom Payment Accounts: Track credit cards, bank accounts, and cash wallets with custom colors, icons, and card designs.
  2. 02Interactive AI Widgets: Plu can now show live budget progress bars, category pickers, and spending summaries directly inside your conversation.
  3. 03Global Visual Refresh: Polished dashboards, smoother screen transitions, and refreshed account cards across mobile and desktop.

20 / June 2, 2026

Automatic Subscription Tracking & CSV Export

  1. 01Automated Recurring Bills: Set start dates and billing schedules for recurring expenses, and Ledger will automatically track them on your calendar.
  2. 02Statement Export: Export formatted financial statements as PDF for personal record-keeping.

21 / May 30, 2026

Initial Build & Local-First Foundation

  1. 01Initial Build Release: Built the initial foundation of Pludo Ledger with manual expense, income, and transfer logging.
  2. 02Local-First Money Tracking: Keep complete control of your finances without linking a bank account. All your financial records stay stored safely on your device.
  3. 03Native Backups & Data Transfer: Backup your workspace to encrypted native files (.lbx) or transfer your data seamlessly between devices.
  4. 04AI Receipt Scanning: Snap or upload a receipt photo, and AI will extract the merchant, date, and totals for quick review.